The information in this article is for both Active & Retired Lt.’s. It is reprinted here with the permission of the author, Russ Schaefer, from the Aug/22 newsletter of the Retired Chicago Police Association.     In April of this year my very first partner out of the Academy passed away at age 83. At his wake I encouraged his wife to contact me going forward in dealing with his pension annuity if there were any problems. Well, the problem that surfaced was not with the Pension Fund or it’s Representatives, but with the gathering of documents required for one to make a Beneficiary...